In the past we, could automatically pay charges made with your debit card or ATM even if you didn’t have the money available in your account.  This helped avoid the inconvenience and embarrassment of items being returned to merchants due to insufficient funds.  If you would like for this service to continue, we need your permission.  You can give us permission (Opt-In) by calling us at 806-353-9999 or stop by one of our locations today.  You will also be receiving a reminder letter via mail in the coming weeks with a response form. 

 

If you choose to Opt-out or don’t respond then your debit card transaction could be declined even if you accidentally overdraw your account.  Whether you Opt-In or Opt-Out, the choice is up to you but please remember, this service only cost if you use it.